Every crypto and DeFi position. One cockpit.
WARDMARK reads your wallets, LP, staking, and lending positions — and the brokerage and retirement beside them — and turns the lot into one continuous readout in plain English. A small AI crew does the watching; every trade it drafts sits in your approval queue before anything moves.
5
specialized agents
24/7
continuous steward
1
weekly briefing
household · this week
$2.184M
On-chain wallets
Ethereum · 2 wallets linked
$389.2k
flagged · 1 drift
DeFi · LP + lending
Aave supply · Convex stake
$214.6k
rebalance queued
Brokerage
Vanguard · 60/30/10 target
$1.42M
on target
Retirement
Fidelity 401(k) · Roth IRA
$160.1k
harvest window
this morning · briefing
A Convex position drifted past your 8% guardrail — Rebalancer drafted a rebalance; Harvester flagged a $4,200 loss window in VWO. Both sit in your approval queue — nothing executed.
What we won’t do
Plain-English guardrails from day one.
WARDMARK reads your positions and drafts trades inside the lines you set. Three commitments — no custody, no advisor status, no silent execution — so the cockpit is safe before the first brief lands.
We don’t custody your funds
Your crypto, brokerage, and retirement stay at the institutions you already use. WARDMARK reads positions through read-only aggregator partners and never holds a balance — not for fiat, not for tokens.
Not a registered investment advisor
WARDMARK runs the playbook a CFP would run, then explains each move in plain English. It is not a registered investment adviser and does not act as one. Direction, advisor status, and tax filing stay with a human professional.
Trades sit in your approval queue
Every rebalance, harvest, and LP move the agents draft waits for your sign-off inside the guardrails you set. Nothing executes without you in the loop — and you can revoke any draft from your phone.
How it runs
The playbook a CFP would run, automated and explained.
You set the guardrails once. The crew watches positions, drafts trades inside those guardrails, and writes up everything it did each week. Nothing executes without you in the loop.
- step01
Link & lock the line
Connect bank, brokerage, retirement, and on-chain wallets through read-only aggregator partners. We never store bank passwords; trades route through a tokenized broker connection.
- step02
Set the guardrails
Pick your target allocation, the loss-harvest threshold, the bills it is allowed to schedule, and the max notional per trade. Your spouse, accountant, or advisor can co-steer with role-based controls.
- step03
Let the crew run it
Watch it rebalance, harvest, schedule, and brief — week in, week out. Approve or reject each drafted trade from your phone. Cancel any time.
The crew
Five specialized agents, one continuous steward.
Each agent runs a narrow, well-defined role — same way a small advisory team would. Together they cover the full household balance sheet, not just the brokerage account.
Continuous monitor
Watcher
Streams every linked account — checking, brokerage, retirement, on-chain wallets, even the mortgage servicer — and flags unusual movement the moment it lands.
signal
· always-on feed
Allocation steward
Rebalancer
Holds your target allocation and quietly drafts trades inside your guardrails when positions drift, the way a CFP would rebalance a portfolio each quarter.
signal
· drift > threshold
Tax-loss tracker
Harvester
Continuously watches for harvestable losses, flags wash-sale windows, and explains each move in plain English before anything executes.
signal
· loss window open
Cashflow scheduler
Biller
Schedules recurring payments — utilities, mortgage, contractor invoices, payroll — against the cash you actually keep, not the balance a bank app shows.
signal
· schedule due
Weekly writer
Briefing
Emails a Sunday evening briefing: net worth this week, cashflow, drift, every trade it drafted, and every flag it raised, in language a spouse can read.
signal
· sunday 7 pm
Why WARDMARK
Not another robo-portfolio. Not another analytics dashboard.
Most wealth tools stop at advice. WARDMARK acts — across the whole balance sheet, on a continuous loop, with role-based controls and explanations in plain English.
What WARDMARK is
- A continuous steward across bank, brokerage, retirement, on-chain, and bills
- A small crew of specialized agents, each running a narrow role with guardrails
- A weekly written briefing a spouse or accountant can actually read
- A subscription product on the order of a net-worth tracker with built-in execution
What WARDMARK is not
- A single-account robo-portfolio (Betterment, Wealthfront, Vanguard Digital, Schwab Intelligent)
- An advice-only analytics tool that stops at a dashboard (Cleo, Copilot Money, PortfolioPilot, Hiro, Arta)
- A quarterly review — the crew is on every weekday
- A CFP replacement — it runs the playbook, you stay in charge of approvals
Principles
Guardrails, guardrails, guardrails.
WARDMARK is built around the principle that operational money decisions stay human — the agents draft, you approve. These are answers to the questions households ask before they onboard.
Ready when you are
Try the cockpit — no card needed for 14 days.
Spin up the cockpit, link the wallets and accounts you already use, and let the first Sunday briefing land before you decide. Pricing below — pick a plan only when you’re ready.
14-day trial · cancel anytime · no card required
Already onboarded? Talk to the team.